Francisca is a CFA charterholder with a BCom in Financial Management Sciences from the University of Pretoria. Before joining Spear Capital, she was a supervisor for EY’s Strategy and Transactions team where she advised on clients in the manufacturing, banking, insurance, agriculture and life assurance sectors in Sub-Saharan Africa and Europe. Prior to that, she was the Finance Manager at the Harare Receivables Exchange — a local trade finance company.